Applying for OSAP: Step by Step

The Ontario Student Assistance Program (OSAP) is a financial aid program that can make it easier for students to attend college. The program offers funding through a combination of grants and loans.

Grants and loans

Financial aid for school is available through a combination of grants and student loans.

A grant: money you don't have to pay back

A loan: money you need to repay

Funding is available for both full and part-time postsecondary students, and is based on a number of factors, including your family income. Some students may get their tuition covered by OSAP.

Step-by-step OSAP application guide

Applying for OSAP can feel complicated, but it doesn't need to be difficult. Follow the steps below to apply for OSAP at and find out how much funding might be available to you.

Step 1: Gather all the information you’ll need

  • Your Social Insurance Number (if it's your first time applying) or your OSAP Access Number (if you already created an account previously and you're returning to your application)
  • Your program code
  • Your tax info (get it from your most recent federal income tax return)
  • Your parent's or spouse's Social Insurance Numbers, birthdates and tax info (from your family’s most recent income tax returns)

It may also be useful to have other information available, such as bank statements or details about your family's investments.

Step 2: Bookmark

  • Create an OSAP application profile at (there's no charge for applying)
  • When you get your OSAP Access Number (OAN) and password, write them down or save them somewhere safe – you'll need these to login in the future

It's always good to login regularly, since the OSAP site always has the most up-to-date information. You can even opt-in for email notifications to check your account if there has been an update.

Step 3: Complete your application

Don't stop after creating your OSAP account and user profile. Make sure you also complete an application for OSAP. The OSAP application typically takes about 15 minutes or less. If you need extra time, you can start your application, save it, take a break and login again to come back to it later.

  • Apply for OSAP from your college application online, or visit to start a new application or resume one you previously started and paused (you'll need your OAN)
  • Double-check to make sure you have provided all your details and that your information is correct
  • Submit your application (once you do this, OSAP will automatically start to review your file)
  • Complete your signature and declaration forms and upload them to your OSAP application
  • You may also need to submit additional documents. If you still need to provide documents for your application, OSAP will let you know through your online OSAP account.

For information about deadlines to submit your application and supporting documents, please visit the OSAP website or check out our "Before you Apply" page.


If you followed the steps above, you've just applied for OSAP. Now, watch your mail for a "Notice of Assessment" from the government. It will tell you how much loan or grant money you're entitled to.

Next, it's time to check out the steps you need to take in order to get your funding.


FAQ: New students (first time applying)

How to get your OSAP funding


Questions? Contact us!

Financial Aid and Student Awards Office

London Campus, Room E2020