What is OSAP?
The Ontario Student Assistance Program (OSAP) is a financial aid program that can make it easier for students to attend college. OSAP is open to Ontario residents of any age who are Canadian citizens, permanent residents or protected persons. Funding is available for both full and part-time postsecondary students, and is based on a number of factors, including your family income. Some students may get their tuition covered by OSAP. It may also help pay for books, equipment, supplies, mandatory student fees, living expenses for full-time students and child care for students with children.
- A grant: money you usually don't have to pay back
- A loan: money you need to repay
Before you Apply
To be eligible for OSAP, you must be:
- A Canadian citizen, permanent resident or protected person*
- A resident of Ontario**
- Enrolled in an approved post-secondary school taking an approved program
- Taking at least 60 percent of a full course load, or 40 percent if you have a permanent disability***
- Taking a program that will continue for 12 or more weeks
*If you are studying in Canada using a study permit (if you are an international student), you are not eligible for OSAP. However, you might be eligible for other financial aid. Check out Scholarships to learn more.
**You must meet certain requirements to be considered a resident of Ontario for OSAP purposes. You may also be eligible if your spouse or parent(s) meet certain residency requirements.
***Based on full-time studies. Averaging of course loads is not permitted. Part-time students must be taking between 20 and 59 percent of a full course load, or 20-39 percent if you have a permanent disability.
Students with Special Circumstances
If you’re a student with a disability, an indigenous student, receiving social assistance or a first generation student may mean that you're eligible for additional OSAP funds or money from other sources to help you pay for school.