The OSAP application for 2020-2021 is now open. Students starting in Fall 2020, Winter 2021, Spring/Summer 2021 can apply for the 2020-2021 OSAP application. OSAP estimates will be delayed, but you can complete the application and submit required documents now.

New for 2020-2021 - The OSAP application has a short information session which provides key details about OSAP. Once the financial literacy section is completed, students continue with their OSAP application.

Students starting in Spring/Summer 2020 can apply for the 2019-2020 OSAP application. 


Apply now for OSAP!

More info from OSAP

OSAP application process

Where do you go to apply?

Do you need help with your OSAP application?

Treatment of Government of Canada Income Replacement Programs 

  • The following are considered Government of Canada income replacement programs: The Canada Recovery Benefit (CRB), Canada Recovery Sickness Benefit (CRSB) and Wage Earner Protection Program (WEPP).
  • For the purposes of the provincial assessment for OSAP, any CRB, CRSB and/or WEPP income received during the study period should be treated as student study period income and is subject to the $5,600 per term income exemption.
  • This income (alone or in combination with other study period income) must be reported if it results in the student receiving more than $5,600/term in income. Such earnings are to be included as “other income” in the OSAP assessment.

Are you a returning student?

  • Check out our OSAP FAQs for more information about OSAP.


How to get your OSAP funding for the 2020-2021 school year:

Follow the steps below to get your OSAP funding. For more information, visit the “Getting OSAP” section on the OSAP website.


Step 1: Complete your OSAP application for 2020-2021


Don't stop after creating your OSAP account and user profile. Make sure you also complete an application for OSAP. You can do this from your college application online, or you can visit to start a new application or resume one you previously started and paused.


Step 2: Submit your required documents


Submit all OSAP required documents to the Financial Aid Office upload or bring in person to the Financial Aid office at Fanshawe. All documents required by OSAP (listed at the end of your online OSAP application) must be submitted and satisfied before any funding can be disbursed to you.

For your personalized list of required documents, login to your OSAP account on the OSAP website, select "Check Status" and go to the "Required Documents" section.


Step 3: Complete your Master Student Financial Assistance Agreement (MSFAA)


After you submit your online OSAP Application for Full-Time Students, you also need to complete your lifetime student loan agreement, called the Master Student Financial Assistance Agreement (MSFAA). For instructions on how to complete the MFSAA, login to your OSAP account on the OSAP website, select "Check Status" and go to the "Required Documents" section. You'll also get an email from the National Student Loans Service Centre (NSLSC) which will provide you with these instructions to register for your online account and complete your MSFAA online.

If you applied for OSAP using a paper application, your MSFAA will be mailed to you. Read the terms and conditions, then complete and sign your MSFAA.

NOTE: For most students you only submit the MFSAA once. Do not submit it to the Financial Aid Office.

NSLSC: New Customer Experience
This module demonstrates the experience that a new student would go through registering with the NSLSC for the first time.

Check out the NSLSC YouTube channel for more information on the support they offer borrowers throughout their student loan experience.

Step 4: Check your status often


Check the status of your OSAP application online regularly.

TIP: Opt-in for email notifications so you know if something has changed or if something is needed/missing.


Step 5: School confirms your enrolment


Fanshawe College confirms your enrolment just prior to classes starting. OSAP money will not be released until this step is completed. For most students, this will happen at the start of their studies (e.g., September) and then again halfway through their study period (e.g., January). For information about your disbursements and funding, log on to your OSAP account on the OSAP website and go to the “Check Status” section.


Step 6: Get your OSAP!


In most cases, OSAP money is typically released in the first week of school.




Contact the Financial Aid Office with any questions about OSAP.

Helpful links and resources:

Links for out-of-province students: